The algorithms analyze the financial behaviors and transactions associated with PHYgital products and services, such as banking, insurance, and investments. They evaluate:
- Economic Impact: How financial services influence individual and business sustainability.
- Responsibility Metrics: Users' adherence to sustainable investment and financing practices.
- Empowerment Index: The level of financial literacy and decision-making confidence generated by the trade.
Through these insights, the system ensures that every trade promotes informed, ethical, and resilient financial consumption.